Florida mortgage guidance · Based in Southwest FloridaJonathon Steele NMLS #2079308 · Edge Home Finance, LLC NMLS #891464 · 239-671-3448
JONATHON STEELETHE PROFESSOR · MORTGAGE LOAN ORIGINATOR
Jonathon Steele · NMLS #2079308Edge Home Finance, LLC · NMLS #891464Verify licensing
Financing options

The right mortgage starts with your goals.

There isn’t one best loan for every borrower. We’ll compare options according to eligibility, costs, timing, and what you want your financing to accomplish.

Mortgage programs

Explore the possibilities.

Program availability and qualification depend on lender rules and underwriting. These descriptions are general starting points.

Conventional

Flexible purchase and refinance options with different down payments and mortgage insurance considerations.

FHA

Government-insured financing that can serve eligible buyers with lower down payments and various credit situations.

VA

Purchase and refinance benefits for eligible service members, veterans and qualifying survivors.

USDA

Rural housing financing for eligible properties and households that meet income and other requirements.

Renovation & specialty

Potential solutions for eligible renovation, manufactured housing, nontraditional income and other scenarios.

Reverse mortgage

HECM and related options may help eligible older homeowners consider their housing and cash-flow plans.

Important HECM information: Reverse mortgage borrowers must be 62 or older, occupy the home as their primary residence, and continue to pay property taxes, insurance and maintenance. The loan becomes due when the last borrower leaves the home.

Compare the total cost, not just the rate. Down payment, loan costs, monthly mortgage insurance, taxes, insurance and how long you expect to hold the loan all matter.
Your next step

Let’s compare the options that actually fit.

Questions are welcome, even if you are months away from making a decision.

Start a secure application